Through no fault of your own, through unforeseen illness or accident, you could be temporarily out of work (and income), disabled or needing long term care. Who will pay for all this and provide your security and quality of life?  WHERE WILL THE MONEY COME FROM - WHO PAYS?
Who pays the bills when you are incapacitated due to illness or injury? Private Medical Insurance, Income Protection and Critical Illness Insurance can give you security and peace of mind concerning all of the above events. If you plan for your financial future and security through a pension, you also need to plan your health insurance future too.